Understanding Fair Housing Laws Fair housing discrimination in the US refers to the current and historic discriminatory practices, policies, and practices that prohibit equitable access to affordable housing. Over the past century, housing discrimination became even more severe as part of Jim Crow policies, which enforced racial discrimination. The Fair Housing Act prohibits discrimination based […]
What Is HUD and How Can I Get An Affordable Loan?
Did you know that HUD does not even require you to get a loan to start your home based business, but in order to obtain a federal loan for any type of loan you will have to have the proper paperwork. It is important that you check out the information you need before you begin […]
US Department of HUD – Foreclosure Rates
US Department of HUD – Foreclosure Rates When it comes to HUD foreclosures, the numbers are out there and they look huge. Some states have even higher foreclosure rates than others. The US Department of Housing and Urban Development has put together a list of the top ten states with the highest number of foreclosures […]
What Is “Equity”?
“Equal opportunity” is a phrase used in many contexts to refer to the principle that all people are equal, with no discrimination or unjust treatment on the basis of race, gender, sexual orientation, religious beliefs, or any other characteristic. Although there are different levels of equality across different types of interactions, it is the premise […]
Employment Discrimination Claims
Employer discrimination is not just an isolated incident that happens one time. It is a pattern of conduct by an employer that is considered to be discriminatory against employees who are of a certain ethnic group or who belong to a certain religious group. The discrimination can take place in the workplace and can also […]
Types of Housing Discrimination
Types of Housing Discrimination Housing discrimination is different from employment discrimination. Both are serious offenses that may result in financial, professional, and educational barriers. Housing discrimination refers to systematic patterns of unfair treatment that adversely affect an individual’s ability to purchase or rent housing. This disparate treatment on the housing market may be based on […]
The Office of Fair Housing
The Office of Fair Housing and equal opportunity housing are a regulatory agency in the United States Department of HUD. FHEO is the responsible agency for enforcing and administering federal fair housing laws, which ensure equal opportunities in the housing market. In a nutshell, the Office of Fair Housing is a Federal agency, whose objective […]
What Is Equal Opportunity Employment?
What Is Equal Opportunity Employment? Equal opportunity employment is equal opportunity for an employee to hold or obtain employment in any business, establishment, or organization. In this system employers are required to hire employees of the same race, gender, and national origin so that each individual has an equal chance of getting a job or […]
How it Feels to Be Discriminated Against
How it feels to be discriminated against can be a challenge for some people. Discrimination is never easy and I know this from my own experience. In my early twenties I suffered through discrimination, and in fact felt very depressed and lonely about it, as this was not normal. In fact, if I had been […]